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The Individual Mandate

Beginning in 2014, the Affordable Care Act (ACA) requires most individuals to obtain acceptable health insurance coverage for themselves and their family members or pay a penalty. This rule is often referred to as the “individual mandate.” Individuals may be eligible for an exemption from the penalty in certain circumstances.

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518.720.8888Troy • Saratoga Springs • Amsterdam

Bouchey & Clarke HomeBouchey & Clarke Benefits, Inc. is a client-centric benefits broker and consulting firm. Our philosophy is to work closely with our clients to fully understand their goals, expectations and concerns in order to develop customized solutions to meet those needs.

In a highly evolving industry, our philosophy, approach, process and commitment distinguish Bouchey & Clarke Benefits, Inc. Our extensive industry knowledge and experience give us the confidence to know that we provide our clients with high-quality services.

Our firm specializes in the following areas:

Our Philosophy is to strive to exceed client expectations by providing expertise, high-quality service, attention to detail, consistent communication and a strong infrastructure that supports their unique needs. We believe that our clients are looking for a partnership that will be strong and flexible enough to meet their changing demands.

News & Insights

Employee Leave: Clarifying STD, FMLA, and ADA

In addition to the federal requirements under the Family and Medical Leave Act (FMLA) and the American with Disabilities Act (ADA) many states, localities and municipalities have enacted employee leave laws. Employers need to understand how Read more…

Cadillac Tax Implications And Why Should I Care About it Now?

Republican Health Care Plan called “A Better Way” Released

DOL Increases Penalties for Health Plan Violations

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